Buildings and Contents Insurance
You have a choice of Insurance options including:
- Buildings Only Insurance
- Contents Only Insurance
- Buildings and combined Contents Cover
Buildings and Contents Insurance can be taken out by new and existing mortgage borrowers.
We provide Buildings insurance up to a maximum of £300,000 and Contents insurance up to a
maximum of £40,000.
Where you have opted for Buildings Extra, the sum insured is increased to £500,000 and
where you have opted for Contents Extra, the sum insured is increased to £60,000.
Subject to the standard policy conditions (and sum insured limits) you are covered if your
building and/or contents are damaged by:
- Fire, smoke, explosion, lightning or earthquake
- Riots, civil commotion, labour and political disturbances or strikes
- Malicious damage or vandalism
- Storm or flood
- Impact or collision
- Subsidence or heave
- Escape of water or oil
- Theft or attempted theft
Download the full policy guide.
For the full policy conditions, including restrictions and exclusions, please always refer
to your policy Terms and Conditions booklet, which is included with your certificate of insurance.
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