How much cover do i need?

The amount of cover you need will depend upon your outgoings. You should calculate your essential outgoings and aim to protect these.

  • Mortgage or Rent payments
  • Loans and credit cards
  • Gas, Electricity, Water etc
  • Council Tax
  • Mobile phone
  • Home phone, Sky etc
  • Insurances
  • TV Licence
  • Food and living costs(fuel, car tax etc)

Most Income Protection providers have a limit to how much cover you can take out. Generally, you can insure up to between 50% to 75% of your gross (pre-tax) salary.

 

Protection Made Easy...

  • Cover arranged easily over the phone or online
  • No forms to complete we do it all for you
  • Instant cover is available (subject to status)
 get a quote

Your initial consultation is obligation free. We may charge a fee for our service which is typically £250,  and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.50% of the amount borrowed. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Direct Mortgage Centre is a trading name of Direct Mortgage Centre Limited. Registered in England No 5045571. Registered Office is at GHL House, 12 - 14 Albion PLace, Maidstone, ME14 5DZ. Direct Mortgage Centre Limited is authorised and regulated by the Financial Services Authority (FSA registration number 302007). This site is only directed at persons within the UK